California Broker · Since 2005

Smart Living is the New Luxury

Real Estate · Consulting · Financial Readiness · Community Growth

Licensed Broker · DRE# 01492462

Trusted Real Estate Guidance

Homes & Land Realty by Jovida AD is built on over 20 years of experience in real estate, mortgage operations, and housing strategy across California.

During the housing crisis, I supported over $200M in Bank of America housing portfolios — developing deep knowledge in compliance, restructuring, and asset management.

My work today focuses on preparation, structure, and strategic decision-making for buyers, sellers, and investors.

Core Services

Residential Buying & Selling

Guidance through every stage of the transaction with structure and clarity.

Commercial Real Estate

Strategic evaluation and acquisition guidance for commercial property.

Land Investment

Identify and evaluate land opportunities across California markets.

Buyer Strategy

Pre-approval and financing clarity
Credit correction and optimization
Price range definition
Geographic flexibility
Ownership structure (vesting)

Vesting refers to how title is legally held — impacting ownership rights and financial responsibility.

Seller Preparation

Home inspection awareness
Termite report consideration
Property condition review
Optional appraisal
3–6 month preparation strategy

Investor & Land Guidance

Zoning and land use verification
Legal access and easements
Title review
Commercial inspections
Environmental testing

Contact

Phone: (562) 846-9037

Email: jovida_world101@att.net